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Pulling credit file, poll for result | Schema — OPTIONAL |
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source stringPossible values: [CREDIT_APP, EQUIFAX, TRANSUNION, null] Provider recorded for this credit file; null when provenance is unknown. | id string — OPTIONAL | signedPdfUrl string — OPTIONAL | customerNumber string — OPTIONAL | language string — OPTIONALPossible values: [EN, FR] | fileSinceDate date — OPTIONAL | lastActivityDate date — OPTIONAL | requestedDate date — OPTIONAL | bureau object — OPTIONALid string — OPTIONAL | name string — OPTIONAL |
| hitType string — OPTIONALPossible values: [NO_CREDIT_FILE_REQUESTED, HIT, NO_HIT, MANUAL_FILE, CONSUMER_DECLARATION, REFERRED_FILE, CONTACT_BUREAU_COLLECTION_DEPARTMENT, CREDIT_LOCK] | subject object — OPTIONALfirstName string — OPTIONAL | middleName string — OPTIONAL | lastName string — OPTIONAL | suffix string — OPTIONAL | sin string — OPTIONAL | dateOfBirth date — OPTIONAL | dateOfDeath date — OPTIONAL | otherNames object[] — OPTIONALtype string — OPTIONALPossible values: [ALSO_KNOWN_AS, FORMER_NAME, LEGAL_NAME_CHANGE] | firstName string — OPTIONAL | middleName string — OPTIONAL | lastName string — OPTIONAL | suffix string — OPTIONAL |
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| addressHistory object[] — OPTIONALdateReported date — OPTIONAL | streetNo string — OPTIONAL | streetName string — OPTIONAL | city string — OPTIONAL | province string — OPTIONALPossible values: [AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, QC, SK, YT] | postalCode string — OPTIONAL |
| employmentHistory object[] — OPTIONALdateEmployed date — OPTIONAL | dateLeft date — OPTIONAL | employerName string — OPTIONAL | occupation string — OPTIONAL | city string — OPTIONAL | province string — OPTIONALPossible values: [AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, QC, SK, YT] | monthlyIncome number — OPTIONAL |
| bankruptcies object[] — OPTIONALdateFiled date — OPTIONAL | court object — OPTIONALid string — OPTIONAL | name string — OPTIONAL |
| caseNumber string — OPTIONAL | type string — OPTIONALPossible values: [INDIVIDUAL, BUSINESS] | filer string — OPTIONALPossible values: [SUBJECT, JOINT] | disposition object — OPTIONALtype string — OPTIONALPossible values: [DISCHARGED, UNDISCHARGED, VOLUNTARY_DEPOSIT, VOLUNTARY_DEPOSIT_CLOSED, BANKRUPTCY_RECEIVING_ORDER, BANKRUPTCY_ASSIGNMENT, PROPOSAL_TO_CREDITORS, DEBTOR_ASSISTANCE_POOL_ACT, INVOLUNTARY, PROPOSAL_UNDER_BANKRUPTCY_ACT_PAID, DEBTOR_ASSISTANCE_POOL_ACT_PAID, COURT_CONSOLIDATIONS_PAID, COURT_CONSOLIDATIONS, ORDERLY_PAYMENT_OF_DEBT, ORDERLY_PAYMENT_OF_DEBT_DEFAULT, ORDERLY_PAYMENT_OF_DEBT_PAID, ORDERLY_PAYMENT_OF_DEBT_SETTLED, VOLUNTARY, CONSUMER_DEBT_COUNSELING, CONSUMER_DEBT_COUNSELING_CLOSED] | date date — OPTIONAL |
| liabilityAmount number — OPTIONAL | assetAmount number — OPTIONAL | narratives string[] — OPTIONALPossible values: [ABSOLUTE_DISCHARGE, ASSIGNMENT, SUMMARY_ASSIGNMENT, PROPOSAL, DISPOSITION_UNKNOWN, DEFAULTED_PAYMENT_DEEMED_ANNULMENT, NOTICE_OF_INTENTION] |
| collections object[] — OPTIONALtype string — OPTIONALPossible values: [PAID, UNPAID] | assignedDate date — OPTIONAL | agency object — OPTIONALid string — OPTIONAL | name string — OPTIONAL |
| agencyAccountNumber string — OPTIONAL | creditor object — OPTIONALaccountNumberAndOrName string — OPTIONAL | industry string — OPTIONAL |
| reason string — OPTIONALPossible values: [CHECKED, OTHER, PAID, SETTLED, UNKNOWN] | originalAmount number — OPTIONAL | balanceAmount number — OPTIONAL | dateOfLastPayment date — OPTIONAL | datePaid date — OPTIONAL | narratives string[] — OPTIONALPossible values: [INCLUDED_IN_BANKRUPTCY, INCLUDED_IN_OPD, SUBJECT_DISPUTES_THIS_ACCOUNT, SETTLEMENT_MADE, INCLUDED_IN_VOLUNTARY_DEPOSIT, CREDIT_COUNSELING, INCLUDED_IN_CONSUMER_PROPOSAL, INCLUDED_IN_CO_APPLICANTS_BANKRUPTCY, CHILD_OR_FAMILY_SUPPORT_OBLIGATION] |
| legalItems object[] — OPTIONALtype string — OPTIONALPossible values: [UNSETTLED_JUDGMENT, SATISFIED_JUDGMENT] | dateFiled date — OPTIONAL | court object — OPTIONALid string — OPTIONAL | name string — OPTIONAL |
| caseNumber string — OPTIONAL | status string — OPTIONALPossible values: [DISMISSED, SATISFIED, SETTLED] | dateSatisfied date — OPTIONAL | amount number — OPTIONAL | defendant string — OPTIONAL | plaintiff string — OPTIONAL | lawyerNameAddress string — OPTIONAL | narratives string[] — OPTIONALPossible values: [INCLUDED_IN_BANKRUPTCY, INCLUDED_IN_OPD, SETTLEMENT_MADE, DISPOSITION_UNKNOWN, CREDIT_COUNSELING, INCLUDED_IN_CONSUMER_PROPOSAL, INCLUDED_IN_CO_APPLICANTS_BANKRUPTCY] |
| securedLoans object[] — OPTIONALdateFiled date — OPTIONAL | court object — OPTIONALid string — OPTIONAL | name string — OPTIONAL |
| creditor object — OPTIONALnameAddressAndAmount string — OPTIONAL | industry string — OPTIONAL |
| maturityDate date — OPTIONAL | narratives string[] — OPTIONALPossible values: [INCLUDED_IN_BANKRUPTCY, MORTGAGE, SECURITY_DISPOSITION_UNKNOWN, SECURITY_DISCHARGED] |
| trades object[] — OPTIONALdateReported date — OPTIONAL | creditor object — OPTIONALid string — OPTIONAL | name string — OPTIONAL | phoneNumber string — OPTIONAL |
| accountNumber string — OPTIONAL | association string — OPTIONALPossible values: [INDIVIDUAL, JOINT, UNDESIGNATED, HAS_CO_SIGNER, IS_CO_SIGNER, TERMINATED] | highCreditAmount number — OPTIONAL | paymentTermAmount number — OPTIONAL | balanceAmount number — OPTIONAL | pastDueAmount number — OPTIONAL | monthsReviewed number — OPTIONAL | dateOpened date — OPTIONAL | dateLastActivityOrPayment date — OPTIONAL | portfolioType string — OPTIONALPossible values: [REVOLVING_OR_OPTION, INSTALMENT, OPEN_ACCOUNT, LEASE_ACCOUNT, LINE_OF_CREDIT, MORTGAGE] | paymentRate string — OPTIONALPossible values: [TOO_NEW_TO_RATE, PAID_AS_AGREED_AND_UP_TO_DATE, NOT_MORE_THAN_ONE_PAYMENT_PAST_DUE, NOT_MORE_THAN_TWO_PAYMENTS_PAST_DUE, THREE_OR_MORE_PAYMENTS_PAST_DUE, AT_LEAST_120_DAYS_OVERDUE_BUT_NOT_RATED_9, MAKING_REGULAR_PAYMENTS_UNDER_CONSOLIDATION_ORDER, REPOSSESSION, BAD_DEBT_PLACED_FOR_COLLECTION] | status string — OPTIONALPossible values: [ACCOUNT_IS_INACTIVE, LOST_OR_STOLEN_CARD, CONTACT_MEMBER_FOR_RATE, ADJUSTMENT_PENDING, DISPUTE_RESOLUTION_PENDING] | count30DaysPastDue number — OPTIONAL | count60DaysPastDue number — OPTIONAL | count90DaysPastDue number — OPTIONAL | previousHighPaymentRates object[] — OPTIONALdate date — OPTIONAL | rate string — OPTIONALPossible values: [TOO_NEW_TO_RATE, PAID_AS_AGREED_AND_UP_TO_DATE, NOT_MORE_THAN_ONE_PAYMENT_PAST_DUE, NOT_MORE_THAN_TWO_PAYMENTS_PAST_DUE, THREE_OR_MORE_PAYMENTS_PAST_DUE, AT_LEAST_120_DAYS_OVERDUE_BUT_NOT_RATED_9, MAKING_REGULAR_PAYMENTS_UNDER_CONSOLIDATION_ORDER, REPOSSESSION, BAD_DEBT_PLACED_FOR_COLLECTION] |
| narratives string[] — OPTIONALPossible values: [BUSINESS_VENTURE_SUBJECT_LIABLE, AMOUNT_IN_PAYMENT_COLUMN_IS_ON_A_WEEKLY_BASIS, INCLUDED_IN_BANKRUPTCY, INCLUDED_IN_OPD, VOLUNTARY_REPOSSESSION, INVOLUNTARY_REPOSSESSION, AUTO_LOAN, COMMERCIAL_LOAN_ACCOUNT, ACCOUNT_ASSIGNED_TO_THIRD_PARTY_FOR_COLLECTION, HOME_IMPROVEMENT_LOAN, CLOSED_AT_CONSUMERS_REQUEST, PERSONAL_LOAN, CLOSED_BY_CREDIT_GRANTOR, SECURED_LOAN, PERSONAL_LINE_OF_CREDIT, AMOUNT_IN_HC_COLUMN_IS_CREDIT_LIMIT, NO_ACTIVITY_UPDATE_SINCE_DATE_REPORTED, SUBJECT_DISPUTES_THIS_ACCOUNT, TRANSFERRED_OR_SOLD, PAID_CREDIT_LINE_CLOSED, CREDIT_LINE_CLOSED, NOTE_LOAN, INACTIVE_ACCOUNT, SETTLEMENT_MADE, ACCOUNT_BEING_PAID_ON_REDUCED_PAYMENT, LEASE_ACCOUNT, SUBJECT_HAS_AN_ENDORSER_GUARANTOR, STUDENT_LOAN, CONDITIONAL_SALES, LOAN_WAS_PAID_OUT_BY_A_THIRD_PARTY, HAS_CO_SIGNER, IS_A_CO_SIGNER, WRITTEN_OFF, SUBJECT_IS_AN_ENDORSER_GUARANTOR, REGULAR_PAYMENTS_PRESENTLY_BEING_MADE, DEMAND_LOAN, FARM_AGRI_LOAN, INCLUDED_IN_VOLUNTARY_DEPOSIT, PAID_OUT_IN_FULL_BY_CO_SIGNER, PAYMENTS_ASSUMED_BY_THIRD_PARTY, INTERNAL_COLLECTION, CREDIT_COUNSELING, CUSTOMER_UNABLE_TO_LOCATE_CONSUMER, PROMISSORY_NOTE, DUE_TO_NSF_CHEQUES, PREPAID, ACCOUNT_PAID, MORTGAGE, BALANCE_PAID_BY_INSURANCE_COMPANY, PAYMENT_BEING_MADE_BY_INSURANCE, PAID_BY_GOVERNMENT, REFINANCED, SEMI_ANNUAL_PAYMENTS, MONTHLY_PAYMENTS, BI_WEEKLY_PAYMENTS, WEEKLY_PAYMENTS, QUARTERLY_PAYMENTS, ANNUAL_PAYMENTS, REDEEMED_REPOSSESSION, DISPUTE_RESOLUTION_PENDING, LEASE_EARLY_TERMINATION_BY_DEFAULT, RSP_LOAN, FORECLOSURE, POWER_OF_SALE, QUIT_CLAIM, FORFEIT_OF_DEED_IN_LIEU_OF_FORECLOSURE, US_DOLLAR_ACCOUNT, SUBJECT_NO_LONGER_ASSOCIATED_WITH_ACCOUNT, UPDATE_FREEZE_REQUESTED_BY_CREDIT_GRANTOR, NOT_INCLUDED_IN_BANKRUPTCY, INTEREST_PAYMENT_ONLY, SEMI_MONTHLY_PAYMENTS, BI_MONTHLY_PAYMENTS, SINGLE_PAYMENT_LOAN, DEFERRED_PAYMENT, STUDENT_LINE_OF_CREDIT, SECOND_MORTGAGE, ACCOUNT_CLOSED, MONTHS_REVIEWED_IS_GREATER_THAN_24, FORECLOSURE_PROCEEDING_STARTED, INCLUDED_IN_CONSUMER_PROPOSAL, INCLUDED_IN_CO_APPLICANTS_BANKRUPTCY, AFFECTED_BY_NATURAL_OR_DECLARED_DISASTER, CORPORATE_CREDIT_CARD, CHILD_FAMILY_SUPPORT_OBLIGATION, CONSOLIDATION_LOAN, ACTIVE_MILITARY_DUTY, A_PORTION_OF_THE_BALANCE_MAY_REVOLVE, FIXED_PAYMENT_AMOUNT, HYBRID_ACCOUNT, HOME_EQUITY, CREDIT_LINE_SUSPENDED, ACCOUNT_ASSUMED_BY_ANOTHER_PARTY, OVER_LIMIT_PAYMENT_RECEIVED, GUARANTEED_STUDENT_LOAN, INTEREST_RELIEF, INTEREST_RELIEF_PAID_BY_GOVERNMENT, UNSECURED, INSURED, UNINSURED, COLLATERAL_MORTGAGE, REAL_ESTATE_SECURED, REVERSE_MORTGAGE, RENTAL_AGREEMENT] | localInquiries object[] — OPTIONALdate date — OPTIONAL | customer object — OPTIONALid string — OPTIONAL | name string — OPTIONAL | phoneNumber string — OPTIONAL |
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| foreignInquiries object[] — OPTIONALdate date — OPTIONAL | memberNameAndNumber string — OPTIONAL | industry string — OPTIONAL |
| specialServices object[] — OPTIONALtype string — OPTIONALPossible values: [LOCATE, INQUIRY_ALERT, CONSUMER_INTERVIEW, ALERT_SERVICE, FILE_INCOMPLETE, LOCAL_LOCATE, CONTACT_BUREAU, LOST_OR_STOLEN_WALLET] | dateReported date — OPTIONAL | customer object — OPTIONALid string — OPTIONAL | name string — OPTIONAL | phoneNumber string — OPTIONAL |
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| consumerStatements object[] — OPTIONALdateReported date — OPTIONAL | dateToBePurged date — OPTIONAL | statement string — OPTIONAL |
| scores object[] — OPTIONALnumber number — OPTIONAL | sign string — OPTIONAL | value string — OPTIONAL | narratives string[] — OPTIONAL | reasons string[] — OPTIONAL | rejectCodes string[] — OPTIONAL |
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